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Health insurance basically offers money related security for financial protection brought by critical illness, surgeries, maternity, accidental injuries, etc. depending upon the policy type. Buying a health insurance policy can provide you with the required financial assistance in case of hospitalization. This insurance provides coverage against medical expenses that you may incur during the policy period. With a valid mediclaim, you can also receive tax benefits under section 80D of the Income Tax Act, 1961.
Types of Health Insurance
Individual Health Plan
Provides comprehensive medical coverage for a single individual, ensuring financial protection against healthcare costs.
Family Floater plan
Offers health coverage for an entire family under one policy, with a single sum insured amount for shared medical expenses.
Pre-Existing disease cover
Includes coverage for medical conditions that existed before the policy was purchased, often after a specified waiting period.
Critical Illness Plan
Provides a lump sum benefit upon diagnosis of severe illnesses, such as cancer or heart disease, support financial stability.